In-House Dental Membership Plan
We Accept ALL PPO Plans
Our offices are committed to helping you maximize your insurance benefits. Because insurance policies vary, we can only estimate your coverage in good faith but cannot guarantee coverage due to the complexities of insurance contracts. Your estimated patient portion must be paid at the time of service. We are a preferred provider for Cigna and Delta Dental and many more. We also accept all PPO insurance plans.
As a service to our patients, we will bill insurance companies for services and allow them 45 days to render payment. After 60 days, you are responsible for the entire balance, paid-in-full. If you have any questions, our courteous staff is always available to answer them.
For more affordable dentistry, we are in network with with many major providers. Such as the ones listed below. Call us if you have any questions.
| Aetna |
| Allied Benefit Systems |
| Ameritas |
| Anthem Blue Cross Blue Shields |
| Blue Cross Blue Shield |
| Blue Care Dental Traditional- BCBS IL |
| Blue Cross Blue Shield of Illinois |
| CIGNA Global Health |
| Cigna Dental Health PPO |
| Delta Dental Insurance Company (DDIC) |
| Delta Dental Northeast (ME NH VT) |
| Delta Dental of Arkansas |
| Delta Dental of California |
| Delta Dental of California Federal Programs |
| Delta Dental of Georgia |
| Delta Dental of Idaho |
| Delta Dental of Illinois |
| Delta Dental of Illinois Individual Plan |
| Delta Dental of Massachusetts |
| Delta Dental of Michigan |
| Delta Dental of Minnesota |
| Delta Dental of Missouri |
| Delta Dental of New Jersey |
| Delta Dental of New York |
| Delta Dental of Ohio |
| Delta Dental of Pennsylvania |
| Delta Dental of Tennessee |
| Delta Dental of Virginia |
| Delta Dental of WA |
| Delta Dental of Wisconsin |
| GEHA Connection Dental Federal |
| Guardian |
| Humana |
| MetLife |
| Mutual of Omaha Com. |
| Principal Financial Group |
| Professional Benefit Administrators Inc |
| Sun Life Financial (PO Box 2940 Clinton IA) |
| Team care |
| United Health Care (UHC) |
| United HealthCare |
| United Healthcare Dental |
Dental insurance usually fully covers preventive services like cleanings and X-rays. Restorative services usually receive anywhere from 50% to 80% depending on whether it’s a basic service or a more complex one. We can review your plan with you to see if you can receive benefits for a specific type of service.
How We Can Help
Lakemoor Dental Office assists patients with processing insurance claims and is here to answer any questions or concerns you may have. We will work to make sure you are receiving the best benefits available. If your insurance company requests evidence of services provided, we will gladly provide a written diagnostic report and dental x-rays.
Financing Options
Our office is happy to offer financing options to our patients. We understand that a payment plan can sometimes be the best option for patients who need to get the treatment they need now. We are proud to offer the following financing options:
Please contact our office if you have any questions regarding dental insurance, payments or financial options that are currently available. We look forward to serving you!
Sunbit
Sunbit is used by thousands of people every day to pay-over-time and is designed to approve 90% of people who apply – with fair, transparent rates and no late fees, origination fees, or penalties. Best of all, you can find out if you’re approved in less than 3 minutes when you apply. To learn more about Sunbit, ask our team or complete an application online by clicking here: Click Here to Apply
CareCredit
Our office also accepts financing through CareCredit. Unlike a regular credit card, CareCredit offers shorter term financing options of 6, 12, 18 or 24 months with no interest on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date. You can use CareCredit for deductibles, co-pays, coinsurance and costs for procedures not covered by insurance. And, once you’ve applied, you can use it again and again.
CareCredit also extends longer term financing for 24, 36, 48 or 60-month periods with reduced APR and Fixed Monthly Payments Required Until Paid in Full. For complete details, including interest rates and terms, see the CareCredit account agreement within the credit applications. All offers are subject to credit approval. Terms and conditions are subject to change and the practice will provide all options that are current at the time of treatment.
The process to apply for CareCredit is quick and easy. Simply click the button below to complete the online application and you’ll receive an instant credit decision.
Credit Cards
We are pleased to accept all major credit cards as payment for service. Payment with a credit card will be subject to a 3% processing fee. This offsets the fee charged to merchants by large credit card companies and, by law we cannot profit from this processing fee. When we process your credit card payment, the fee will be itemized on your receipt.
Cash, Checks and Debit Cards
We are happy to accept cash, checks, and debit card payments at your appointment, allowing you to avoid a surcharge while paying for your care. Again, we do understand that this form of payment may not be an option for all patients, which is why we welcome your questions and will be happy to discuss the best financing option to fit your needs.